Operational Intelligence

The Employer
Intelligence OS

Kincaid IQ turns healthcare into a measurable, forecastable, CFO-grade system with audit-ready PBM insights, GLP-1 cost modeling, and unified KPIs.

Built for CFOs, CHROs, and Boards demanding transparency, evidence, and control.

Questions? Reach out directly:

About Kincaid IQ

The employer intelligence engine that finally makes health and pharmacy spend make sense

Kincaid IQ is the first operating system for employer health and pharmacy spend. It ingests every relevant data source—5500s, Rx claims, medical claims, PBM contracts, census files, benchmarks, pricing schedules—and turns them into a living, breathing war-room for CFOs and CHROs.

No more guessing where the money went. No more waiting for brokers to "circle back." Kincaid IQ runs a real-time audit trail behind every dollar, shows where waste is hiding, models what happens next, and gives you the power to act instead of react.

It's engineered like a modern operating system: clean inputs, structured KPIs, receipts behind every insight, and a unified narrative your leadership team can understand in seconds.

This is benefits intelligence built for the era of AI, transparency, and executive precision.

Evidence Intelligence Layer

Every metric, every chart, every number comes with receipts: source data, SQL logic, fields used, timestamps, and definitions—audit-ready.

Real-Time Intelligence

Live dashboards that update continuously, not quarterly reports that arrive too late to act on.

Executive Clarity

CFOs get EBITDA impact, CHROs get workforce insights, CEOs get strategic confidence—all from one platform.

Two Modes. One Truth.

The first platform to align Finance and HR around the same financial reality.

CFO Mode

Financial Truth Engine

Kincaid IQ transforms PBM, Rx, GLP-1, and health-plan data into a single, reproducible truth set with deterministic KPIs, audited lineage, and cash-flow reality. This is the first time a CFO gets a view of healthcare that looks like finance, not benefits administration.

Key Questions Answered:

  • How much is GLP-1 costing us, per member and in total?
  • Where is PBM waste, spread, and misalignment occurring?
  • What is the real EBITDA drag and which levers change it?
90-DAY OUTCOMES
Accurate GLP-1
PEPM
True PBM
Waste %
Broker
Clarity
EBITDA
Quantified
CHRO Mode

Workforce Intelligence

CHRO Mode translates Kincaid IQ into the people, culture, and workforce lens—without losing its financial backbone. Shows HR leaders how healthcare spend affects employee experience, workforce stability, and organizational fairness.

Key Questions Answered:

  • Which populations are using GLP-1s? Is access equitable?
  • Where is PBM waste creating member affordability issues?
  • How do plan design changes affect different income groups?
90-DAY OUTCOMES
Member-level
Affordability
GLP-1 Access
Equity
PBM Impact
Experience
Risk &
Fairness

Dual-Engine Leadership Alignment

For the first time, both sides see the same truth. CFO gets EBITDA-driven evidence. CHRO gets people-driven evidence. And both run off the same Base-44 Evidence Intelligence Layer.

Solutions & Deliverables

Purpose-built intelligence modules for mid-market and enterprise employers

PBM War-Room

Real-time visibility into drug spend, spread pricing, rebate games, contract distortion, and specialty inflation—with a full audit trail.

GLP-1 Risk & Strategy Engine

Models future cost curves, adherence patterns, clinical appropriateness, and plan-level financial exposure—all tied to your actual population.

Kincaid IQ Rx

Deep pharmacy analytics at the NDC level with waste detection, clinical opportunity mapping, and benchmark comparisons.

CFO/EBITDA Defense Dashboard

Shows exactly how your benefits spend impacts EBITDA, where your risk is coming from, and which interventions produce material financial returns.

Shady Broker Index & Compensation Clarity

Detects hidden economics, conflicted incentives, performance gaps, and misaligned advisor behavior—with line-item detail.

Clinical & Utilization Intelligence

Identifies avoidable admissions, unnecessary utilization, chronic risk clusters, site-of-care inefficiencies, and cost leakage.

Evidence Intelligence Layer

Every metric, every chart, every number comes with receipts: source data, SQL logic, fields used, timestamps, and definitions—audit-ready.

Executive-Ready Deliverables

Board decks, renewal prep intelligence, strategic recommendations, scenario modeling, vendor comparisons—all generated directly from the live engine.

Fortune 500 Executive Summary

Kincaid IQ is an employer-side financial intelligence platform that gives you something you do not have today: a single, reproducible source of truth for pharmacy benefit (PBM), GLP-1, and health-plan spend.

The Problem at Scale

For most Fortune 500 employers, healthcare is one of the largest operating expenses and one of the least understood.

  • GLP-1 drugs introducing unprecedented volatility
  • Opaque PBM contracts with hidden spread pricing
  • Fragmented reporting across HR, Finance, and consultants

What It Delivers (90 Days)

Reconciled view of GLP-1 & PBM spend
Quantified estimate of PBM 'waste'
Assessment of broker incentives
EBITDA & cash-flow impact scenarios
Board-ready, reproducible metrics

Strategic Positioning

Adopting Kincaid IQ is not about adding a "point solution." It is about establishing an employer-side healthcare intelligence capability that:

Survives vendor changes
Outlives individual contracts
Scales across divisions
Becomes system of record

Governance & Security

Kincaid IQ is designed for environments where PHI, compliance, and regulatory expectations are non-negotiable.

  • Explicit role-based access controls
  • Clear PHI handling & logging
  • Data classification & minimization
  • Audit trails for all calculations

Ready to See the
Intelligence OS in Action?

Book a personalized platform walkthrough and see how Kincaid IQ transforms your healthcare data into CFO-grade intelligence.

Or connect directly with Jer Shrack:

Typical demo length: 45 minutes. Custom scenarios available for Fortune 500 employers.