Kincaid IQ turns healthcare into a measurable, forecastable, CFO-grade system with audit-ready PBM insights, GLP-1 cost modeling, and unified KPIs.
Built for CFOs, CHROs, and Boards demanding transparency, evidence, and control.
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The employer intelligence engine that finally makes health and pharmacy spend make sense
Kincaid IQ is the first operating system for employer health and pharmacy spend. It ingests every relevant data source—5500s, Rx claims, medical claims, PBM contracts, census files, benchmarks, pricing schedules—and turns them into a living, breathing war-room for CFOs and CHROs.
No more guessing where the money went. No more waiting for brokers to "circle back." Kincaid IQ runs a real-time audit trail behind every dollar, shows where waste is hiding, models what happens next, and gives you the power to act instead of react.
It's engineered like a modern operating system: clean inputs, structured KPIs, receipts behind every insight, and a unified narrative your leadership team can understand in seconds.
This is benefits intelligence built for the era of AI, transparency, and executive precision.
Every metric, every chart, every number comes with receipts: source data, SQL logic, fields used, timestamps, and definitions—audit-ready.
Live dashboards that update continuously, not quarterly reports that arrive too late to act on.
CFOs get EBITDA impact, CHROs get workforce insights, CEOs get strategic confidence—all from one platform.
The first platform to align Finance and HR around the same financial reality.
Kincaid IQ transforms PBM, Rx, GLP-1, and health-plan data into a single, reproducible truth set with deterministic KPIs, audited lineage, and cash-flow reality. This is the first time a CFO gets a view of healthcare that looks like finance, not benefits administration.
CHRO Mode translates Kincaid IQ into the people, culture, and workforce lens—without losing its financial backbone. Shows HR leaders how healthcare spend affects employee experience, workforce stability, and organizational fairness.
For the first time, both sides see the same truth. CFO gets EBITDA-driven evidence. CHRO gets people-driven evidence. And both run off the same Base-44 Evidence Intelligence Layer.
Purpose-built intelligence modules for mid-market and enterprise employers
Real-time visibility into drug spend, spread pricing, rebate games, contract distortion, and specialty inflation—with a full audit trail.
Models future cost curves, adherence patterns, clinical appropriateness, and plan-level financial exposure—all tied to your actual population.
Deep pharmacy analytics at the NDC level with waste detection, clinical opportunity mapping, and benchmark comparisons.
Shows exactly how your benefits spend impacts EBITDA, where your risk is coming from, and which interventions produce material financial returns.
Detects hidden economics, conflicted incentives, performance gaps, and misaligned advisor behavior—with line-item detail.
Identifies avoidable admissions, unnecessary utilization, chronic risk clusters, site-of-care inefficiencies, and cost leakage.
Every metric, every chart, every number comes with receipts: source data, SQL logic, fields used, timestamps, and definitions—audit-ready.
Board decks, renewal prep intelligence, strategic recommendations, scenario modeling, vendor comparisons—all generated directly from the live engine.
Kincaid IQ is an employer-side financial intelligence platform that gives you something you do not have today: a single, reproducible source of truth for pharmacy benefit (PBM), GLP-1, and health-plan spend.
For most Fortune 500 employers, healthcare is one of the largest operating expenses and one of the least understood.
Adopting Kincaid IQ is not about adding a "point solution." It is about establishing an employer-side healthcare intelligence capability that:
Kincaid IQ is designed for environments where PHI, compliance, and regulatory expectations are non-negotiable.
Book a personalized platform walkthrough and see how Kincaid IQ transforms your healthcare data into CFO-grade intelligence.
Or connect directly with Jer Shrack:
Typical demo length: 45 minutes. Custom scenarios available for Fortune 500 employers.